FILE - In this May 9, 2008 file photo, a foreclosure sign stands outside an existing home on the market in Denver. More than 14 percent of American homeowners with a mortgage were either behind on their payments or in foreclosure at the end of September, a record-high for the ninth straight quarter and a problem that could threaten the economic recovery. (AP Photo/David Zalubowski, file)
FILE - In this May 9, 2008 file photo, a foreclosure sign stands outside an existing home on the market in Denver. More than 14 percent of American homeowners with a mortgage were either behind on their payments or in foreclosure at the end of September, a record-high for the ninth straight quarter and a problem that could threaten the economic recovery. (AP Photo/David Zalubowski, file)
FILE - In this May 9, 2008 file photo, a foreclosure sign stands outside an existing home on the market in Denver. More than 14 percent of American homeowners with a mortgage were either behind on their payments or in foreclosure at the end of September, a record-high for the ninth straight quarter and a problem that could threaten the economic recovery. (AP Photo/David Zalubowski, file)
FILE - In this May 9, 2008 file photo, a foreclosure sign stands outside an existing home on the market in Denver. More than 14 percent of American homeowners with a mortgage were either behind on their payments or in foreclosure at the end of September, a record-high for the ninth straight quarter and a problem that could threaten the economic recovery. (AP Photo/David Zalubowski, file)
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